Bankruptcy Lawyer in Michigan Bankruptcy Lawyer in Michigan
Bankruptcy Lawyer in Michigan

The Bankruptcy Attorneys here at MichiganBankruptcyAttorney.com are here to help you receive a fresh financial start. If you have been drowning in unsecured debt such as credit cards, medical bills, car repossessions, have gambling debts or are facing foreclosure of your home, look no further, you have come to the right place. This site is about managing your credit, and obtaining the maximum available debt relief under Chapters 7 or 13 of the Bankruptcy Code. We are available for free in office personal consultations, phone consultations or email consultations. Come into the office in the Penobscot Building Downtown Detroit (31st Floor, Suite 3156), call us at 313-962-4656 or toll free at 888-DebtGone or email at 8884Walter@sbcglobal.net.

Filing a Personal Bankruptcy in Detroit Michigan can stop all of these problems.

How to Choose a Bankruptcy Lawyer 

Life isn't always easy - especially when you're wallowing in debt with no sign of relief in sight. Sometimes the only way out is to file for bankruptcy and to embrace the fresh start bankruptcy offers. More than one million people file for bankruptcy annually, with that number doubling in 2005 due to the change in the Bankruptcy laws in mid-October of that year. 


Those changes have made the process of filing for bankruptcy more complicated. To help you successfully maneuver through the process, you may want to consider hiring a bankruptcy attorney. 

Finding a good bankruptcy attorney is essential to ensuring the bankruptcy process goes as smoothly as possible for you. One of the best ways to find a good bankruptcy attorney is by asking your friends, relatives or any professional organizations you may belong to for a referral. This is certainly one of the best ways to find a good attorney, bankruptcy or otherwise. 

Of course, not everyone wants to share the fact that they're considering filing for bankruptcy, so don't worry if you're one of those people.

Board Certified Michigan Bankruptcy Specialist

Detroit Chapter 7 and Chapter 13 Consumer Bankruptcy Filings

 Certification: "A voluntary process instituted by a nongovernmental organization by which 
    individuals are recognized for [specific], sometimes advanced, knowledge and skills."

     - National Organization for Competency Assurance, Washington, D.C.

 

WALTER METZEN IS ONE OF ONLY A HANDFUL OF BOARD CERTIFIED CONSUMER BANKRUPTCY LAWYERS IN MICHIGAN

Bankruptcy in Michigan is a difficult and demanding process. Often, when bankruptcy becomes necessary, it is the result of some unforeseen event or external circumstance beyond an individual's or married couple's control. Bankruptcy is not a “quick fix” and can involve some very complicated areas of law. For the most part, federal law governs bankruptcy in the United States, although several states have peculiarities unique to those states. Because bankruptcy law is mostly federal, the American Board of Certification was created to develop an examination and a set of standards that can be used nationwide to measure an attorney’s competence in bankruptcy law. Some states have laws that prevent an attorney from advertising legal specialties and Michigan is one of them. Only Board Certified Bankruptcy Specialists may advertise themselves as professionals.

Ask if your attorney is a Michigan Certified Consumer Bankruptcy Specialist by the American Board of Certification.

If you are interested in obtaining the names of certified consumer or business bankruptcy specialists in your area, or in obtaining a free directory of certified specialists, please contact the American Board of Certification.

You expect certification from your doctor - expect it from your lawyer too.

Board Certification means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy and/or creditors' rights law. Hiring an attorney with expertise in any specialized field of law can be a bewildering experience. As a client, you want to make sure your counsel is experienced in the particular field. Unfortunately, prospective clients usually have little objective criteria on which to rely.

The American Board of Certification's (ABC) programs are designed to identify and recognize those attorneys in consumer or business bankruptcy who have met or exceeded rigorous certification standards relating to experience, continuing legal education, integrity, and peer review; in addition to demonstrating a sophisticated understanding of the law in their specialty area.

The goal of ABC is to provide meaningful information to those seeking legal services to enable them to make informed decisions in selecting experienced counsel.

To become certified as a bankruptcy specialist by ABC, an applicant must successfully complete a comprehensive day-long written examination covering (1) general bankruptcy/creditors' rights law (2) legal ethics, and (3) substantive questions in the specialty area. In addition, each applicant must show significant experience in legal matters and a substantial dedication of their practice to such matters, as well as providing professional references and participating in at least 60 hours of continuing legal education over a three-year period.

What Does Board Certification Mean?

It means that the certified attorney has met rigorous, objective standards and has demonstrated knowledge in bankruptcy law. Hiring an attorney with expertise in any specialized field of law can be a bewildering experience. As a client, you want to make sure your counsel is experienced in the particular field. Unfortunately, prospective clients usually have little objective criteria on which to rely. The American Board of Certification’s (ABC) programs are designed to identify and recognize those attorneys in consumer or business bankruptcy who have met or exceeded rigorous certification standards relating to experience, continuing legal education, integrity, and peer review, in addition to demonstrating a sophisticated understanding of bankruptcy law.

The goal of the ABC is to provide meaningful information to those seeking bankruptcy law services to enable them to make informed decisions in selecting experienced bankruptcy counsel.

What is The ABC?

The American Board of Certification is a non-profit organization dedicated toserving the public and improving the quality of the bankruptcy bar. It is the only national bankruptcy certification program, offering certification in business and consumer bankruptcy law and creditors’ rights law. The ABC’s Business and Consumer Bankruptcy Certification Programs are accredited by the American Bar Association. The ABC is sponsored by the American Bankruptcy Institute, and the Commercial Law League of America. The ABC Board of Directors consists of many of the nation’s finest bankruptcy and creditors’ rights lawyers, former judges, and law professors. ABC certification encourages bankruptcy attorneys to strive toward excellence and recognizes those attorneys who have met the ABC’s rigorous standards.

How High Are The Certification Standards?

To become certified as a bankruptcy specialist by the ABC, an applicant must successfully complete a comprehensive day-long written examination covering(1) general bankruptcy law, (2) legal ethics, and (3) business or consumer bankruptcy. In addition, each applicant must show significant experience in bankruptcy law matters and a substantial dedication of their practice to such matters, as well as providing professional references and participating in at least 60 hours of continuing legal education over a three-year period.

Recertification

Initial certification is for a period of up to five years, after which certified bankruptcy attorneys must show that they continue to have active bankruptcy practice, have participated in continuing legal education, have good standing in the legal profession, and can provide peer references.

You Have a Choice

When you are considering hiring a bankruptcy attorney, you have a right to know which attorneys have met the ABC’s stringent standards. Why settle for anything less?

Walter Metzen, Board Certified Consumer Bankruptcy Lawyer in Michigan will provide, free of charge as part of your free initial Bankruptcy Analysis, a means test calculation to determine if you are eligible for Chapter 7 Bankruptcy.  Nearly 90% of the people who walk through my door are eligible to file a Chapter 7 Bankruptcy in Michigan and get a permanent discharge of their debt. With Chapter 13 Bankruptcy in Michigan, we can develop and affordable repayment plan to fit every budget.

 

 

 Contact me, bankruptcy attorney Walter Metzen to learn more about how I can help you get a Fresh Financial Start!.

 Be sure to Obtain a copy of your Credit Report after your Michigan Bankruptcy Filing and check it for Mistakes.

Contact me, bankruptcy attorney Walter Metzen to learn more about how the new Chapter 7 bankruptcy law may affect your case. I offer a free initial consultation so we can discuss your case personally.

We are a Debt Relief Agency helping people file for bankruptcy relief under the Bankruptcy Code. Let us help you decide if bankruptcy is right for you.

 


You might want to start your search by calling your local chapter of the American Bar Association; you can find more information on their website at www.abanet.org. You'll be able to obtain a list of local bankruptcy attorneys, although you won't be given a recommendation of whom to choose. Of course, you can always turn to your handy yellow pages to find a plethora of attorneys. 

Regardless of where you ultimately look for a lawyer, you'll want to take certain things into consideration when determining which lawyer is right for you and your needs. 

Free consultation - if an attorney refuses to consult with you without charging a fee, keep looking. Since so many lawyers offer free consultations and finances are tight (or you wouldn't be claiming bankruptcy anyway) you may want to limit your search to attorneys who offer a free consultation.

 
Experience counts - it's important to find an attorney who specializes or has vast experience in bankruptcy law. You want an attorney who understands the bankruptcy laws (new and old) and the rules locally and federally and who has experience with the bankruptcy trustees and judges. You will likely want someone with a strong reputation and track record to represent you. 

Affordable fees - attorneys are expensive, and bankruptcy lawyers are no exception. The new bankruptcy law enacted in October 2005 has made the process even more work for bankruptcy attorneys - which translates into more time and higher fees. Therefore, you'll want to find a lawyer who has reasonable fees and is willing to offer you a payment plan (that you can feasibly meet). 

Comfort matters - if after your first free consultation or discussion you don't feel comfortable with the attorney, follow your instincts and keep looking. You don't want to hire someone with whom you don't feel comfortable. Remember, you are placing your financial life in the hands of the lawyer you choose to hire. You will likely want a lawyer who will answer your questions and not someone who is rushing you out the door. Keep in mind that the more you know about the whole bankruptcy process, the less stressful it will be for you. 

Size of firm - some experts suggest choosing an attorney who works for a larger law firm, citing that lawyers who work for a small firm may not have the time to talk with you when you urgently need them. However, others suggest that lawyers from small firms will give you more "personal" care. The choice is yours - the bottom line is you need a lawyer who you feel will represent you best, regardless of their firm size. 


If you're considering filing for bankruptcy, you might want to start looking for a Bankruptcy attorney now. That way, when the time comes - whether it's two days, two weeks or two months from now - you'll be able to move forward swiftly and without worrying who's going to represent you. 

 

Sucessfully representing Metro Detroit and Southeast Michigan for over 15 years. Serving the Following Detroit Suburbs:

  • Allen Park
  • Auburn Hills
  • Belleville
  • Berkley
  • Birmingham
  • Bloomfield Hills
  • Canton
  • Carleton
  • Center Line
  • Clarkston
  • Clawson
  • Clinton Township
  • Commerce Township
  • Davisburg
  • Dearborn
  • Dearborn Heights
  • Detroit
  • Drayton Plains
  • Dryden
  • Dundee
  • Eastpointe
  • Ecorse
  • Fair Haven
  • Farmington
  • Ferndale
  • Flat Rock
  • Fort Gratiot
  • Franklin
  • Fraser
  • Garden City
  • Grosse Ile
  • Grosse Pointe
  • Hamtramck
  • Harper Woods
  • Harrison Township
  • Harsens Island
  • Hazel Park
  • Highland
  • Highland Park
  • Holly
  • Huntington Woods
  • Ida
  • Imlay City
  • Inkster
  • Keego Harbor
  • Lake Orion
  • Lambertville
  • Lapeer
  • Leonard
  • Lincoln Park
  • Livonia
  • Macomb
  • Madison Heights
  • Marine City
  • Marysville
  • Melvindale
  • Memphis
  • Metamora
  • Milan
  • Milford
  • Monroe
  • Mount Clemens
  • New Baltimore
  • New Boston
  • New Haven
  • New Hudson
  • Newport
  • North Branch
  • North Street
  • Northville
  • Novi
  • Oak Park
  • Oakland
  • Ortonville
  • Ottawa Lake
  • Otter Lake
  • Oxford
  • Petersburg
  • Pleasant Ridge
  • Plymouth
  • Pontiac
  • Port Huron
  • Ray
  • Redford
  • Richmond
  • Richville
  • River Rouge
  • Rochester
  • Rochester Hills
  • Rockwood
  • Romeo
  • Romulus
  • Roseville
  • Royal Oak
  • Saint Clair
  • Saint Clair Shores
  • Smiths Creek
  • South Lyon
  • South Rockwood
  • Southfield
  • Southgate
  • Sterling Heights
  • Taylor
  • Temperance
  • Trenton
  • Troy
  • Union Lake
  • Unionville
  • Utica
  • Vassar
  • Walled Lake
  • Warren
  • Washington
  • Waterford
  • Wayne
  • West Bloomfield
  • Westland
  • White Lake
  • Wixom
  • Wyandotte
  • Yale

I vigorously protect my clients rights and protect them from creditor abuse. I have helped many families and individuals overcome the stress that financial problems can cause. My expertise as a bankruptcy lawyer always results in savings that far outweigh the amount of legal fees in a case.

  •   Driver's License or State ID & Social Security card
  •   Pay Stubs for the past 2 months
  •   Copies of all Bills, Summons or Judgments against you by creditors
  •    Divorce Judgments or Decrees
  •   Real Estate Documents, Deeds, Recorded Mortgages, mortgage balance statements
  •   Property Tax Bills (SEV)
  •   Bank Statements for 3 months
  •   Recorded Mortgage and Deed
  •   Car Titles
  •   Income Tax Returns & W2 forms
    for the last 2 years